// EzClaim — informational pages: Help/FAQ, Privacy, Terms, Refund. function PageShell({ title, subtitle, updated, children }) { return (
EzClaim

{title}

{subtitle ?

{subtitle}

: null} {updated ?

Last updated {updated}

: null}
{children}
); } function Section({ title, children }) { return (

{title}

{children}
); } function TOC({ items }) { return ( ); } // ───────────────────────────────────────────────────────────────────────────── // FAQ / Help // ───────────────────────────────────────────────────────────────────────────── const FAQ = [ { q: "What is the Homestead Tax Credit?", a: "Maryland's Homestead Tax Credit caps how much your taxable property assessment can rise each year for your primary residence. The cap is 10% statewide; individual counties and Baltimore City set lower caps. Without the credit on file, your assessed value can rise without that protection — and your bill rises with it.", }, { q: "Why do I have to file at all? Isn't it automatic?", a: "It isn't. Maryland requires a one-time application for each primary residence. Even if you owned a home with the credit on file, moving to a new home means re-applying. New owners and recent re-assessments are the most common reasons people miss the cap.", }, { q: "What does the $19.99 actually buy me?", a: <>It pays for preparation, submission, and tracking — we collect your information in plain English, generate the SDAT Homestead application packet, fax it to SDAT from a secure fax service, confirm delivery, and email you a magic link to track status. The form itself is free. You can file directly with SDAT at sdathtc.dat.maryland.gov; we don't charge for access to anything you couldn't reach yourself., }, { q: "Why fax instead of online submission?", a: "SDAT accepts Homestead applications by mail, fax, and through their online portal. The online portal requires a one-time access number that SDAT mails to property owners — many people don't have it. Fax is the most reliable channel for assisted filings because we can confirm delivery in seconds.", }, { q: "How long does SDAT take to approve?", a: "Typically 4–8 weeks for the public record to update after delivery. SDAT's public-facing status can lag the actual processing by several weeks; we re-check daily and update your status page automatically.", }, { q: "Can you guarantee approval?", a: "No. Approval is determined by SDAT based on whether you meet Maryland's residency and eligibility rules. We will prepare and submit a complete, accurate application — but the determination is theirs, not ours.", }, { q: "What if SDAT denies the application?", a: "We'll prepare and re-file a corrected application at no additional charge, provided the denial is correctable (typo, missing detail, mismatched deed). If the denial is because you don't meet residency or ownership rules, we'll refund the $19.99 in full.", }, { q: "What happens to my SSN?", a: "We collect SSNs only after payment, only on a secure form, and only long enough to render the SDAT packet, fax it, and confirm delivery. Your SSN is stored encrypted in volatile memory — it is never written to our database, never appears in our logs, and is purged from servers within minutes of fax delivery. The magic-link status page contains only non-sensitive metadata.", }, { q: "Do I need to create an account?", a: "No. We use magic-link URLs instead of passwords. After you submit, we email you a unique status URL — opening that URL is how you check progress. There's nothing to remember, nothing to lose.", }, { q: "What if I file with EzClaim and then realize I already had the credit?", a: "We check your status against SDAT's public record before charging. If you're already approved, we'll show that and won't proceed to payment. If a duplicate filing slips through anyway, SDAT will simply ignore it and we'll refund the $19.99.", }, { q: "I lost my status link. How do I get it back?", a: <>Email us at help@ezclaim.app from the address you used to file and we'll re-send. The link is tied to your email, your filing ID, and the original property — we don't use it as a credential by itself., }, { q: "Is EzClaim affiliated with the State of Maryland?", a: "No. EzClaim is a private service. The Homestead Tax Credit is a Maryland program administered by the State Department of Assessments & Taxation. You can always file free directly with SDAT.", }, ]; function FaqScreen({ nav }) { const [open, setOpen] = useState(0); return (
{FAQ.map((item, i) => (
{open === i ? (
{item.a}
) : null}
))}
}> Didn't find what you needed? Email help@ezclaim.app. We aim to respond within one business day.

Maryland resources

 ); } // ───────────────────────────────────────────────────────────────────────────── // Privacy // ───────────────────────────────────────────────────────────────────────────── function PrivacyScreen() { const toc = [ { id: "what-we-collect", t: "What we collect" }, { id: "what-we-dont", t: "What we don't collect" }, { id: "sensitive", t: "How we handle SSNs, signatures, and the filing PDF" }, { id: "retention", t: "Retention" }, { id: "third-parties", t: "Third-party services" }, { id: "your-rights", t: "Your rights" }, { id: "contact", t: "Contact" }, ]; return (

To prepare a Homestead Tax Credit application on your behalf, we collect:

  • The property address you look up, and the matching parcel record from SDAT's public index.
  • Your name, email, and (optionally) phone number.
  • Move-in date, primary-residence answers, and information about any co-owners on the deed.
  • Payment metadata from Stripe (receipt ID, last 4, ZIP). We never see your full card number.
  • After payment only: the Social Security Numbers required by the SDAT form, and a digital signature.
  • We don't collect your credit card number — Stripe Checkout handles it.
  • We don't ask for income, employment, bank statements, or tax returns.
  • We don't track you with third-party advertising cookies.
  • We don't sell, rent, or share your information for marketing.

The SDAT form requires SSNs for each owner. We collect them as the very last step, only after payment, and the data path looks like this:

  1. You enter your SSN on a TLS-encrypted form. The value posts directly to a memory-only worker.
  2. The worker renders the SDAT PDF in volatile memory and faxes it via a HIPAA-grade fax provider.
  3. On successful delivery, the worker zeroes the SSN, signature, and PDF from memory and writes only a non-sensitive event record ("fax delivered, 6 pages, session 88a3").
  4. No SSN, signature, or completed PDF is ever written to our database, our logs, or any backup.

The magic-link status page contains only the filing ID, the timeline, and the receipt. It is safe to share with anyone who already knows you're filing.

  • Sensitive data (SSN, signature, completed PDF) — purged within minutes of fax delivery, never persisted.
  • Filing record (parcel, name, email, status timeline) — retained 24 months, then deleted. You can request deletion at any time.
  • Payment records — retained 7 years to comply with U.S. tax/accounting rules.
  • Server logs — retained 30 days, contain IP and request path only.
  • Stripe — payment processing. Stripe's privacy policy applies to card data.
  • Phaxio (or equivalent HIPAA-grade fax provider) — fax delivery to SDAT. Sees the PDF in transit; deletes within 7 days per their retention policy.
  • Cloudflare — hosting and DDoS protection.
  • SDAT — the State Department of Assessments & Taxation, the actual government recipient. Their handling is governed by Maryland public-records law.

You can request a copy of, or deletion of, any data we hold about you by emailing privacy@ezclaim.app. We'll respond within 30 days. Maryland residents have additional rights under the Maryland Online Consumer Protection Act.

EzClaim, Inc. · privacy@ezclaim.app · 1000 Lancaster St, Suite 201, Baltimore, MD 21202.

 ); } // ───────────────────────────────────────────────────────────────────────────── // Terms // ───────────────────────────────────────────────────────────────────────────── function TermsScreen() { const toc = [ { id: "service", t: "What EzClaim is" }, { id: "not-gov", t: "Not a government agency" }, { id: "your-info", t: "Information you provide" }, { id: "fee", t: "The $19.99 fee" }, { id: "no-guarantee",t: "No guarantee of approval" }, { id: "permitted", t: "Permitted use" }, { id: "liability", t: "Limitation of liability" }, { id: "law", t: "Governing law" }, ]; return (

EzClaim is a private service that helps Maryland homeowners prepare and submit the Maryland Homestead Tax Credit application to the State Department of Assessments & Taxation (SDAT). We collect your information through a guided form, render the official SDAT application as a PDF, fax it to SDAT, and provide you a magic-link status page that tracks delivery and SDAT acknowledgement.

EzClaim is not affiliated with SDAT, the State of Maryland, or any other government entity. The Homestead Tax Credit application is free, and you can file it directly with SDAT at sdathtc.dat.maryland.gov at no cost. Our $19.99 fee is for preparation, submission, and tracking — not for access to the application itself.

You agree that the information you provide is accurate to the best of your knowledge. SDAT may reject or revoke a Homestead Credit based on incorrect information. EzClaim has no obligation or ability to verify the truthfulness of statements you make to us.

The fee is charged at the time of submission via Stripe Checkout. It is a one-time fee per filing — there is no subscription. If you start a filing and don't complete it, you are not charged.

See our Refund policy for refund conditions.

Estimates of "avoidable annual property-tax increases" are computed from public assessment data and your county's most recent rate. They are estimates, not guarantees. SDAT determines eligibility based on Maryland law and the facts you certify on the application. EzClaim makes no representation or warranty that your application will be approved or that any specific savings will result.

You may use EzClaim only to file your own application or one for which you have legal authority to act (e.g., as a joint owner). You may not submit information about a person without their knowledge, file an application as a non-owner, or use the service to harass, defraud, or impersonate.

To the maximum extent permitted by Maryland law, EzClaim's total liability for any claim arising from your use of the service is limited to the $19.99 fee actually paid. EzClaim is not liable for SDAT processing times, lost mail/fax on SDAT's end, or county-level tax rate changes that affect your actual savings.

These terms are governed by the laws of the State of Maryland. Any dispute is venue in the state or federal courts located in Baltimore City, Maryland.

EzClaim, Inc. · 1000 Lancaster St, Suite 201, Baltimore, MD 21202 · legal@ezclaim.app

 ); } // ───────────────────────────────────────────────────────────────────────────── // Refund // ───────────────────────────────────────────────────────────────────────────── function RefundScreen() { return (

We refund the full $19.99 if:

We don't refund for:

}> To request a refund, email help@ezclaim.app with your filing ID. Refunds post to the original card within 5–10 business days. ); } Object.assign(window, { FaqScreen, PrivacyScreen, TermsScreen, RefundScreen });